Financial Planning

Connecting Financial Dreams to Concrete Plans

Do you dream of owning a home, funding higher education, or creating a stress-free retirement? A concrete plan is imperative in achieving your financial dreams.

Beyond just saving and budgeting, there are many elements that must be considered as part of a complete financial picture, such as insurance planning, tax planning, retirement planning, estate planning, and more. Understanding the complete financial picture and having a concrete plan provides better control in meeting short, intermediate, and long-term financial goals.

Financial security and independence are like a three-legged stool resting on savings, insurance, and investments. - Brian Tracy

But where to start with so many products and offerings?

At BWS, we start with you, focusing on your individual needs and goals. And rest assured, we continuously monitor the ever-changing economic environment, offering modern strategies presented in a way that’s relevant to you. Simply put, we don’t speak in financial-ese. We believe you need current financial models to successfully take you into retirement, not outdated ones developed last century.

See Our Process for a complete overview of what to expect.

What We Offer


  • Bonds
  • Common Stock
  • Educational IRA
  • Traditional IRA
  • Roth IRA
  • Simple IRA
  • Brokerage Accounts
  • Variable Annuity

Financial Strategies

  • Divorce Financial Planning
  • Retirement Plans
  • Tax Plans
  • 401(k) Planning
  • 403(b) Planning
  • College Plans
  • Estate Plans
  • Money Purchasing Plans
  • Profit Sharing Plans


  • Disability Income Insurance
  • Life Insurance
  • Long-Term-Care Insurance
  • Health Insurance
  • Employee Benefits